Georgia Food Stamps Income Limit – 2020
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(Last Updated On: January 7, 2020)
This article is about the Georgia Food Stamps Income Limit for 2020. If you are applying for food stamp (SNAP) benefits in Georgia, you are required to meet the criteria in order to receive food assistance.
When determining eligibility for food stamp benefits, the most important factor is the income limit. To be eligible for SNAP benefits, you must meet both the gross and net income limit for your household size.
In this article, we will provide you with:
- Georgia Food Stamps Income Limit for 2020
- How to Calculate Your Household Gross Income
- How to Calculate Your Household Net Income
- How much you will get in Food Stamps
- Exemptions to the Georgia SNAP Income Limit
If you would like help determining if your income is eligible to receive Georgia food stamp benefits, keep reading this post below. We will help you calculate your gross and net income to see if you meet the criteria for food assistance.
Georgia Food Stamp Income Limit for 2020
The Georgia Food Stamps Income Limit for 2020 is based on your household’s total income and size. To find out if your income meets the eligibility requirements you must first calculate the gross monthly income for your household. For instructions on how to calculate your gross monthly income, follow the steps below.
How to Calculate Your Gross Income
The gross income for your household is the total income earned before taxes have been taken out. Follow the steps below for help on how to calculate your gross household income. If you are applying for Georgia food stamp benefits, you must determine your gross monthly income to see if you qualify.
Determine your Household Size
The first thing needed when calculating your monthly gross income is the size of your household. Any person that lives with you whom you purchase and prepare food with should be included in your total household size. This includes any elderly or disabled household members.
Gather your Monthly Earned Income
Earned income is any countable income you have earned within a given one-month period before taxes. For the Georgia food stamps income limit, earned income includes any of the following:
- Wages or salaries earned from a job
- Earnings from self-employment (after allowable business expenses)
- Income made from renters, roommates, or boarders (after operational costs)
- Any income from rental property (minus business expenses)
- Social Security payments
Add your Earned Income to Calculate Gross Monthly Income
Once you have determined all your sources of earned income, add them all together. This will give you your total gross monthly income for your household.
Determine if your Gross Monthly Income is Eligible
Now that you have your gross monthly income, you can see if your income is eligible for Georgia food stamp benefits. Use the chart and follow the steps below to determine your eligibility.
- Start by finding your household size on the chart.
- Once you have located your household size, look in the next column at the maximum gross income for your household size.
- If the maximum allowable gross income is higher than your total gross income, you may be eligible for Georgia food stamp benefits.
- When the maximum allowable gross income is lower than your total gross income, you may not be eligible for Georgia food stamp benefits.
Calculate your Net Monthly Income
Once you have successfully found your gross monthly income, you will need to calculate your net monthly income. For help on how to calculate your net monthly income for the Georgia food stamps income limit, keep reading below.
How to Calculate Your Net Income
Net income for the Georgia food stamps income limit is your household’s total gross monthly income minus any allowable expenses. All allowable expenses should be subtracted from your gross monthly income. To find out what all of the allowable deductions are, continue reading below.
Deductions Allowed for Net Income in 2020
To calculate your net monthly income, you must deduct approved household expenses. Here are the expenses that can be deducted from your household’s gross income:
- 20% deduction from earned income.
- A standard deduction of $167 for households with 1 to 3 people and $178 for households with 4 or more people.
- Dependent care deduction when needed for work, training, or education.
- A deduction for elderly or disabled members medical expenses that exceed $35 a month (if not paid by insurance or someone else).
- Deduct any legally owed child support payments.
- Homeless Household’s shelter costs deduction of $152.06.
- A deduction for excess shelter costs that exceed more than half of the household’s income (after the other deductions listed above). This deduction cannot exceed $569 unless one of your household members is elderly or disabled. Allowable excess shelter costs include:
- Mortgage or rent payments
- Property taxes
- Household utilities including electricity, water, fuel for heat, and a basic phone line
Calculating Net Income with Allowable Deductions
Subtract any Allowable Deductions
After you have determined which allowable deductions apply to your household, subtract those (in order) from your total gross monthly income. Doing this will give you the total net monthly income for your household.
If you need additional help doing this, use the example below:
|Net Income Calculation||Example for a 4-person household|
|Subtract 20% earned income deduction…||$2,050 gross income|
$1,500 earned income x 20% = $300. $2,050 – $300 = $1,750
|Subtract standard deduction…||$1,750 – $178 standard deduction for a 4-person household = $1,572|
|Subtract dependent care deduction…||$1,572 – $362 dependent care = $1,210|
|Subtract child support deduction…||$0|
|Subtract medical costs over $35 for elderly and disabled…||$0|
|Excess shelter deduction…||See below|
|Determine half of adjusted income…||$1,210 adjusted income/2 = $605|
|Determine if shelter costs are more than half of adjusted income…||$700 total shelter – $605 (half of income) = $95 excess shelter cost|
|Subtract excess amount, but not more than the limit, from adjusted income…||$1,210 – $95 = $1,115 net monthly income|
|Apply the net income test…||Since $1,115 is less than $2,146 allowed for 4-person household, this household has met the income test.|
Determine if your Net Monthly Income is Eligible
Now that you have your net monthly income, you can see if your income is eligible for Georgia food stamp benefits. Use the chart and follow the steps below to determine your eligibility.
- Start by finding your household size on the chart.
- Once you have located your household size, look in the last column at the maximum net income for your household size.
- If the allowable net income is higher than your total net income, you may be eligible for Georgia food stamp benefits.
- If the allowable net income is lower than your total net income, you may not be eligible for Georgia food stamp benefits.
If you have determined that your gross and net income are eligible for food assistance benefits and would like to know how much you can expect to receive, continue below.
How Much in Food Stamps will I get?
Once you determine you qualify for food stamps, you probably want to know how much in benefits your household will get on a monthly basis. See the chart below for details. You will find that the maximum benefits you can get is based on the number of people in your household.
|People in Household||Maximum Monthly Allotment|
|Each additional person||+$146|
Note: The allotments described here are for households in Georgia
Check out the example for a SNAP benefit calculation below:
|Multiply net income by 30%… (Round up)||$1,115 net monthly income x 0.3 = 334.5 (round up to $335)|
|Subtract 30% of net income from the maximum allotment for the household size…||$646 maximum allotment for 4-person household – $335 (30% of net income) = $311, SNAP Allotment for a full month|
Exemptions to Georgia Food Stamps Income Limit
If all member of your household are receiving Title IV (TANF), SSI, or in some places general assistance, you do not have to meet the food stamps income test.
In addition, while most households must meet both the gross and net income tests, if you live in a household where there is an elderly person or a person who is receiving certain types of disability payments, then that household will only have to meet the net income test to qualify for Georgia food stamps (SNAP Benefits).
Georgia SNAP Eligibility & Application
If you meet the income limits above and want to apply for Georgia SNAP benefits, Click here to see the other criteria you must meet to be approved. To apply for food stamps in Georgia, visit our guide here.
We hope this article was helpful. If you have more questions about income limit qualifications, you can share them in the comments section below.